{"id":58020,"date":"2026-01-21T09:33:51","date_gmt":"2026-01-21T08:33:51","guid":{"rendered":"https:\/\/www.asga.ch\/?page_id=58020"},"modified":"2026-01-21T09:37:56","modified_gmt":"2026-01-21T08:37:56","slug":"illness-and-disability","status":"publish","type":"page","link":"https:\/\/www.asga.ch\/en\/employees\/illness-and-disability\/","title":{"rendered":"Illness and disability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"58020\" class=\"elementor elementor-58020 elementor-56925\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8e7322a elementor-section-full_width row-with-no-padding-top content-breadcrumbs elementor-section-height-default elementor-section-height-default\" data-id=\"8e7322a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80c7c82\" data-id=\"80c7c82\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e56239d elementor-widget elementor-widget-breadcrumbs\" data-id=\"e56239d\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.asga.ch\/en\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-1e0f5c6 elementor-section-full_width row-with-no-padding-top content-titlearea-blue elementor-section-height-default elementor-section-height-default\" data-id=\"1e0f5c6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea1e8e7\" data-id=\"ea1e8e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87f638e image-box-with-text-fullwidth content-100vw-with-gradient elementor--h-position-center elementor--v-position-middle elementor-arrows-position-inside elementor-pagination-position-inside elementor-widget elementor-widget-slides\" data-id=\"87f638e\" data-element_type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slider\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-6cc20cf swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Illness and disability<\/div><div class=\"elementor-slide-description\">Exemption from contributions in the event of prolonged incapacity for work<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-101decb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"101decb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-9b447a8\" data-id=\"9b447a8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43b8399 has-large-description-style elementor-widget elementor-widget-text-editor\" data-id=\"43b8399\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If employees are unable to work for an extended period as a result of illness, accident, or pregnancy, the employer reports the case to Asga so that a waiver of contributions can be reviewed after expiry of the waiting period. The contributions are then paid by Asga.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6160517 has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"6160517\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Downloads<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa9c23 button-download elementor-widget elementor-widget-button\" data-id=\"3aa9c23\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/wp-content\/uploads\/downloads\/formulare\/formulare-e\/meldung_arbeitsunfaehigkeit_vollmacht_e.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Notification of incapacity for work<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc47e92 button-download elementor-widget elementor-widget-button\" data-id=\"cc47e92\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/wp-content\/uploads\/downloads\/merkblaetter\/merkblaetter-e\/beitragsbefreiung_e.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Information sheet on exemption from contributions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7142db3 content-sidebar-list-wrapper\" data-id=\"7142db3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b898ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b898ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8a17198 content-download-list-inner\" data-id=\"8a17198\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31ae850 elementor-widget elementor-widget-spacer\" data-id=\"31ae850\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b64ca61 elementor-widget elementor-widget-text-editor\" data-id=\"b64ca61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For questions regarding incapacity for work:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2830f87 has-large-description-style elementor-widget elementor-widget-heading\" data-id=\"2830f87\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">+41 71 228 52 52<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a8b9f39 elementor-section-full_width row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"a8b9f39\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9a67107 icon-box-with-text-50vw\" data-id=\"9a67107\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-64d48ea elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"64d48ea\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-70ffef1 icon-box-with-text-50vw-inner\" data-id=\"70ffef1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e75c29 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5e75c29\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebb5d38 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"ebb5d38\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Important<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d090c0c elementor-widget elementor-widget-text-editor\" data-id=\"d090c0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Multiple periods of incapacity for work arising from the same cause within one year are aggregated.<\/li><li>Pending clarification of a possible disability, contributions are provisionally credited on the basis of the daily benefit statements. The exemption from contributions will be granted for a maximum of two years without a decision by the Swiss Federal Disability Insurance.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a439cd3 icon-box-with-text-50vw\" data-id=\"a439cd3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-291f64b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"291f64b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b11e947 icon-box-with-text-50vw-inner\" data-id=\"b11e947\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73ce3dd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"73ce3dd\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-edit\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-331043e has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"331043e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Procedure<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abc8c9d elementor-widget elementor-widget-text-editor\" data-id=\"abc8c9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Your employer reports an incapacity for work to Asga after expiry of the waiting period (in accordance with the benefits plan).<\/li><li>All related daily benefit statements are submitted by the employer.<\/li><li>You will receive a power of attorney for signature from Asga. This is required for the review of the exemption from contributions.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-db9d7bb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"db9d7bb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9f63e53\" data-id=\"9f63e53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbc935f has-large-title-style elementor-widget elementor-widget-heading\" data-id=\"bbc935f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Also of interest<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dac635 elementor-widget elementor-widget-blog-post-carousel\" data-id=\"8dac635\" data-element_type=\"widget\" data-widget_type=\"blog-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"post-items blog-post-carousel\">\n\t\t  \t\n\t\t  \t<article class=\"post-20306 post type-post status-publish format-image has-post-thumbnail hentry category-employee category-employer post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/a-co-operative-out-of-conviction\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/a-co-operative-out-of-conviction\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A co-operative out of conviction\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">A co-operative out of conviction<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee, Employer\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20067 post type-post status-publish format-image has-post-thumbnail hentry category-employee category-non-categorizzato post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/what-to-consider-in-terms-of-beneficiary-arrangements\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/what-to-consider-in-terms-of-beneficiary-arrangements\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1971\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"What to consider in terms of beneficiary arrangements\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-300x231.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-1024x788.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-768x591.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-1536x1183.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-2-2048x1577.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">What to consider in terms of beneficiary arrangements<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee, Non categorizzato\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20022 post type-post status-publish format-image has-post-thumbnail hentry category-employee post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/how-to-stay-voluntarily-insured-if-you-lose-your-job\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/how-to-stay-voluntarily-insured-if-you-lose-your-job\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"854\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How to stay voluntarily insured if you lose your job\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-300x100.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-1024x342.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-768x256.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-1536x512.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/arbeitnehmer-2048x683.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">How to stay voluntarily insured if you lose your job<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20002 post type-post status-publish format-image has-post-thumbnail hentry category-employee category-employer post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/getting-the-balance-right-our-measures-for-a-healthy-2nd-pillar-over-the-long-term\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/getting-the-balance-right-our-measures-for-a-healthy-2nd-pillar-over-the-long-term\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1707\" height=\"2560\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Getting the balance right: Our measures for a healthy 2nd pillar over the long term\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg 1707w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-200x300.jpg 200w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-683x1024.jpg 683w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-768x1152.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1024x1536.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1365x2048.jpg 1365w\" sizes=\"(max-width: 1707px) 100vw, 1707px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Getting the balance right: Our measures for a healthy 2nd pillar over the long term<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee, Employer\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-19981 post type-post status-publish format-image has-post-thumbnail hentry category-employee post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/how-our-members-share-in-our-success\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/how-our-members-share-in-our-success\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How our members share in our success\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_009-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">How our members share in our success<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t\t\t  \t<\/div>\n\t\t  \t<div class=\"progess-bar\">\n\t\t  \t\t<div class=\"progressbar-inner\"><\/div>\n\t\t  \t<\/div>\n\t\t  \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Illness and disabilityExemption from contributions in the event of prolonged incapacity for work If employees are unable to work for an extended period as a result of illness, accident, or pregnancy, the employer reports the case to Asga so that a waiver of contributions can be reviewed after expiry of the waiting period. The contributions [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":57917,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"20212,19981,20107,34717,20185,20249","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-58020","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Illness and disability - Asga Pensionskasse<\/title>\n<meta name=\"description\" content=\"Exemption from contributions in the event of prolonged incapacity for work\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.asga.ch\/en\/employees\/illness-and-disability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Illness and disability - 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