{"id":20067,"date":"2022-01-19T09:26:56","date_gmt":"2022-01-19T09:26:56","guid":{"rendered":"https:\/\/neu.asga.ch\/?p=20067"},"modified":"2022-01-23T10:54:03","modified_gmt":"2022-01-23T10:54:03","slug":"what-to-consider-in-terms-of-beneficiary-arrangements","status":"publish","type":"post","link":"https:\/\/www.asga.ch\/en\/blog\/what-to-consider-in-terms-of-beneficiary-arrangements\/","title":{"rendered":"What to consider in terms of beneficiary arrangements"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"20067\" class=\"elementor elementor-20067\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-2f97df56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f97df56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-771e1324\" data-id=\"771e1324\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-151633b has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"151633b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens to your pension capital if you die? A beneficiary's declaration lets you decide. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b57db4c elementor-widget elementor-widget-text-editor\" data-id=\"b57db4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The death of a loved one is a profound experience that can turn your life upside down. So that at least the financial consequences remain manageable, spouses, registered partners and designated cohabiting partners are entitled to a partner&#8217;s pension. Depending on the pension plan, a lump-sum payment on death can be insured in addition to the partner&#8217;s pension. And voluntary purchases are usually treated as an additional lump-sum death benefit. How do you find out if you have additional insured lump-sum death benefits? Take a look at your insurance certificate \u2013 you\u2019ll find the amounts under &#8220;Lump-sum payment on death&#8221; and &#8220;Additional lump-sum death benefit&#8221;.<\/p><p>Partners can be nominated as beneficiaries under occupational benefits insurance through a simplified process. We have to be <strong>notified of the names of the beneficiaries during the insured&#8217;s lifetime. We recommend that persons living in a cohabiting partnership<\/strong> as well as anyone who has made provisions for an insured lump-sum payment on death or for an additional lump-sum death benefit should think about beneficiary arrangements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0cb8550 elementor-section-full_width content-image-blockquote row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"0cb8550\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f37afa6\" data-id=\"f37afa6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d25b3c5 image-size-portrait elementor-widget elementor-widget-image\" data-id=\"d25b3c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-scaled.jpg\" data-elementor-open-lightbox=\"yes\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTI2MjksInVybCI6Imh0dHBzOlwvXC93d3cuYXNnYS5jaFwvd3AtY29udGVudFwvdXBsb2Fkc1wvYmlsZGVyXC9zdG9ja2JpbGRlclwvYmVndWVuc3RpZ3VuZy1zY2FsZWQuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1707\" height=\"2560\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-scaled.jpg\" class=\"attachment-full size-full wp-image-12629\" alt=\"Familienfoto einer jungen Familie mit drei Kleinkindern\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-scaled.jpg 1707w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-200x300.jpg 200w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-683x1024.jpg 683w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-768x1152.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-1024x1536.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/beguenstigung-1365x2048.jpg 1365w\" sizes=\"(max-width: 1707px) 100vw, 1707px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ad8e1b1\" data-id=\"ad8e1b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d8935a elementor-widget elementor-widget-text-editor\" data-id=\"3d8935a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>What do I have to do?<\/h2><p>Who is to receive the additionally insured lump-sum death benefits, and in what percentages, can be stipulated in a beneficiary&#8217;s declaration. In order to make beneficiary arrangements more flexible, you now have the option of apportioning the lump-sum death benefit percentage-wise to a specific group of persons independently of an existing partnership:<\/p><ul><li>Group a: spouse\/registered partner <u>and<\/u> children entitled to orphans&#8217; pensions<\/li><li>Group b: companion in life (cohabiting partner) <u>or<\/u> the person responsible for the maintenance of joint children<\/li><li>Group c: other children<\/li><li>Group d: parents<\/li><li>Group e: siblings<\/li><\/ul><p>Group a may now be combined with or ranked lower than other groups, and the lump-sum death benefit can be divided up proportionally within a group as you wish.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-2920c76 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2920c76\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bae6d35\" data-id=\"bae6d35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48300f8 elementor-widget elementor-widget-text-editor\" data-id=\"48300f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>And how does that concern me?<\/h2><p>At all events, it makes sense for cohabiting partners to think about beneficiary arrangements. That being said, married couples or registered partners should take note of important changes under the new rules: The spouse, registered partner or designated cohabiting partner is no longer automatically the sole beneficiary of the lump-sum death benefit. Without a beneficiary&#8217;s declaration, it will be divided proportionally between said partner and any children entitled to orphans&#8217; pensions.<\/p><h2>So when should I complete a (new) beneficiary&#8217;s declaration?<\/h2><p>A beneficiary&#8217;s declaration form needs to be completed if you wish to diverge from the new standard, i.e. you do not want equal shares to be apportioned to your spouse and any children entitled to orphans&#8217; pensions. If, for instance, your spouse is to receive the full lump-sum death benefit despite the presence of children entitled to orphans&#8217; pensions, a beneficiary&#8217; s declaration is required. The same applies if children entitled to orphans&#8217; pensions as well as those with no pension entitlement (e.g. if they are older than 25 or in gainful employment) are to be factored in. This is naturally also the case if you have been living in a domestic\/cohabiting partnership with your life partner for more than five years and the latter is to receive your full lump-sum death benefit. These examples are not exhaustive \u2013 Asga&#8217;s new policy is intended to take better account of more complex family and relationship structures.<\/p><p>Seize the opportunity to determine the proportional allocation yourself by completing a beneficiary&#8217;s declaration. We therefore recommend you review your personal situation even if you are married, living in a registered partnership or have already submitted a beneficiary&#8217;s declaration. Let us know how you envisage your beneficiary arrangements. We have put together further information for you <a href=\"\/employee\/?lang=en#beguenstigung\">here<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c353ebf elementor-widget elementor-widget-accordion\" data-id=\"c353ebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2041\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2041\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">married persons and persons in a registered partnership<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2041\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2041\">\t\t<div data-elementor-type=\"page\" data-elementor-id=\"17372\" class=\"elementor elementor-17372 elementor-14741 elementor-14741\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8d42580 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8d42580\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-882e141\" data-id=\"882e141\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e8d467 button-download elementor-widget elementor-widget-button\" data-id=\"3e8d467\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungserklaerung_meldung_partnerschaft_verheiratete_personen_und_in_eingetragener_partnerschaft_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Declaration of beneficiaries\/Notification of partnership for married persons and persons in a registered partnership<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0936637 button-download elementor-widget elementor-widget-button\" data-id=\"0936637\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungsmoeglichkeiten_verheiratete_personen_und_in_eingetragener_partnerschaft_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Opportunities for married persons or persons in a registered partnership to name beneficiaries<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2042\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2042\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">single persons<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2042\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2042\">\t\t<div data-elementor-type=\"page\" data-elementor-id=\"17342\" class=\"elementor elementor-17342 elementor-14733 elementor-14733\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-ed51272 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ed51272\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e08603\" data-id=\"6e08603\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c352242 button-download elementor-widget elementor-widget-button\" data-id=\"c352242\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungserklaerung_alleinstehende_personen_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Declaration of beneficiaries for single persons<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b87ec1e button-download elementor-widget elementor-widget-button\" data-id=\"b87ec1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungsmoeglichkeiten_alleinstehende_personen_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Opportunities for single persons to name beneficiaries<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2043\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2043\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"asga asga-icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">persons with a cohabiting parting<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2043\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2043\">\t\t<div data-elementor-type=\"page\" data-elementor-id=\"17354\" class=\"elementor elementor-17354 elementor-14747 elementor-14747\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-972f265 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"972f265\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c352726\" data-id=\"c352726\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-478ab65 button-download elementor-widget elementor-widget-button\" data-id=\"478ab65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungserklaerung_meldung_partnerschaft_personen_mit_lebenspartner_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Declaration of beneficiaries\/Notification of partnership for persons with a partner<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d8643c button-download elementor-widget elementor-widget-button\" data-id=\"0d8643c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/en\/beguenstigungsmoeglichkeiten_personen_mit_lebenspartner_e-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Opportunities for persons with a partner to name beneficiaries<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"married persons and persons in a registered partnership\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\t\\t<div data-elementor-type=\\\"page\\\" data-elementor-id=\\\"17372\\\" class=\\\"elementor elementor-17372 elementor-14741\\\" data-elementor-post-type=\\\"elementor_library\\\">\\n\\t\\t\\t\\t\\t\\t<section data-particle_enable=\\\"false\\\" data-particle-mobile-disabled=\\\"false\\\" class=\\\"elementor-section elementor-top-section elementor-element elementor-element-8d42580 elementor-section-full_width elementor-section-height-default elementor-section-height-default\\\" data-id=\\\"8d42580\\\" data-element_type=\\\"section\\\" data-e-type=\\\"section\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-container elementor-column-gap-default\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-882e141\\\" data-id=\\\"882e141\\\" data-element_type=\\\"column\\\" data-e-type=\\\"column\\\">\\n\\t\\t\\t<div class=\\\"elementor-widget-wrap elementor-element-populated\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-3e8d467 button-download elementor-widget elementor-widget-button\\\" data-id=\\\"3e8d467\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungserklaerung_meldung_partnerschaft_verheiratete_personen_und_in_eingetragener_partnerschaft_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Declaration of beneficiaries\\\/Notification of partnership for married persons and persons in a registered partnership<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-0936637 button-download elementor-widget elementor-widget-button\\\" data-id=\\\"0936637\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungsmoeglichkeiten_verheiratete_personen_und_in_eingetragener_partnerschaft_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Opportunities for married persons or persons in a registered partnership to name beneficiaries<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/section>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\"}},{\"@type\":\"Question\",\"name\":\"single persons\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\t\\t<div data-elementor-type=\\\"page\\\" data-elementor-id=\\\"17342\\\" class=\\\"elementor elementor-17342 elementor-14733\\\" data-elementor-post-type=\\\"elementor_library\\\">\\n\\t\\t\\t\\t\\t\\t<section data-particle_enable=\\\"false\\\" data-particle-mobile-disabled=\\\"false\\\" class=\\\"elementor-section elementor-top-section elementor-element elementor-element-ed51272 elementor-section-full_width elementor-section-height-default elementor-section-height-default\\\" data-id=\\\"ed51272\\\" data-element_type=\\\"section\\\" data-e-type=\\\"section\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-container elementor-column-gap-default\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e08603\\\" data-id=\\\"6e08603\\\" data-element_type=\\\"column\\\" data-e-type=\\\"column\\\">\\n\\t\\t\\t<div class=\\\"elementor-widget-wrap elementor-element-populated\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-c352242 button-download elementor-widget elementor-widget-button\\\" data-id=\\\"c352242\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungserklaerung_alleinstehende_personen_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Declaration of beneficiaries for single persons<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-b87ec1e button-download elementor-widget elementor-widget-button\\\" data-id=\\\"b87ec1e\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungsmoeglichkeiten_alleinstehende_personen_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Opportunities for single persons to name beneficiaries<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/section>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\"}},{\"@type\":\"Question\",\"name\":\"persons with a cohabiting parting\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\t\\t<div data-elementor-type=\\\"page\\\" data-elementor-id=\\\"17354\\\" class=\\\"elementor elementor-17354 elementor-14747\\\" data-elementor-post-type=\\\"elementor_library\\\">\\n\\t\\t\\t\\t\\t\\t<section data-particle_enable=\\\"false\\\" data-particle-mobile-disabled=\\\"false\\\" class=\\\"elementor-section elementor-top-section elementor-element elementor-element-972f265 elementor-section-full_width elementor-section-height-default elementor-section-height-default\\\" data-id=\\\"972f265\\\" data-element_type=\\\"section\\\" data-e-type=\\\"section\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-container elementor-column-gap-default\\\">\\n\\t\\t\\t\\t\\t<div class=\\\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c352726\\\" data-id=\\\"c352726\\\" data-element_type=\\\"column\\\" data-e-type=\\\"column\\\">\\n\\t\\t\\t<div class=\\\"elementor-widget-wrap elementor-element-populated\\\">\\n\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-478ab65 button-download elementor-widget elementor-widget-button\\\" data-id=\\\"478ab65\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungserklaerung_meldung_partnerschaft_personen_mit_lebenspartner_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Declaration of beneficiaries\\\/Notification of partnership for persons with a partner<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<div class=\\\"elementor-element elementor-element-0d8643c button-download elementor-widget elementor-widget-button\\\" data-id=\\\"0d8643c\\\" data-element_type=\\\"widget\\\" data-e-type=\\\"widget\\\" data-widget_type=\\\"button.default\\\">\\n\\t\\t\\t\\t<div class=\\\"elementor-widget-container\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<div class=\\\"elementor-button-wrapper\\\">\\n\\t\\t\\t\\t\\t<a class=\\\"elementor-button elementor-button-link elementor-size-sm\\\" href=\\\"https:\\\/\\\/www.asga.ch\\\/en\\\/beguenstigungsmoeglichkeiten_personen_mit_lebenspartner_e-2\\\/\\\" target=\\\"_blank\\\">\\n\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-content-wrapper\\\">\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t<span class=\\\"elementor-button-text\\\">Opportunities for persons with a partner to name beneficiaries<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/span>\\n\\t\\t\\t\\t\\t<\\\/a>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/div>\\n\\t\\t\\t\\t\\t<\\\/div>\\n\\t\\t<\\\/section>\\n\\t\\t\\t\\t<\\\/div>\\n\\t\\t\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-13cfd128 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"13cfd128\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-22e2e0ea\" data-id=\"22e2e0ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7bba446a has-large-title-style elementor-widget elementor-widget-heading\" data-id=\"7bba446a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Also of interest<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45f17230 elementor-widget elementor-widget-blog-post-carousel\" data-id=\"45f17230\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blog-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"post-items blog-post-carousel\">\n\t\t  \t\n\t\t  \t<article class=\"post-34717 post type-post status-publish format-image has-post-thumbnail hentry category-real-estate post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/energy-management-system\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/energy-management-system\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Energy Management System\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/2020-09-04-tg-kreuzlingen-rueuetiwise-visio-1-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Energy Management System<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tReal estate\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20331 post type-post status-publish format-image has-post-thumbnail hentry category-real-estate category-capital-investments post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/a-sunny-outlook-how-asgas-roofs-help-protect-the-climate\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/a-sunny-outlook-how-asgas-roofs-help-protect-the-climate\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1709\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A sunny outlook \u2013 how Asga&#8217;s roofs help protect the climate\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-768x513.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-1536x1025.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/kapitalanlagen\/photovoltaik-2048x1367.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">A sunny outlook \u2013 how Asga&#8217;s roofs help protect the climate<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tReal estate, Capital investments, Capital investments, Real estate\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20306 post type-post status-publish format-image has-post-thumbnail hentry category-employee category-employer post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/a-co-operative-out-of-conviction\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/a-co-operative-out-of-conviction\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A co-operative out of conviction\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">A co-operative out of conviction<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployee, Employer\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20249 post type-post status-publish format-image has-post-thumbnail hentry category-employer post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/asgaonline-the-practical-easy-way-to-manage-your-companys-occupational-benefits\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/asgaonline-the-practical-easy-way-to-manage-your-companys-occupational-benefits\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"AsgaOnline: The practical, easy way to manage your company&#8217;s occupational benefits\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1536x1025.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">AsgaOnline: The practical, easy way to manage your company&#8217;s occupational benefits<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployer\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20212 post type-post status-publish format-image has-post-thumbnail hentry category-capital-investments category-real-estate post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/en\/blog\/how-we-acquire-properties\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/en\/blog\/how-we-acquire-properties\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1500\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How we acquire properties\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel.jpg 2000w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel-300x225.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel-1024x768.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel-768x576.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/immobilien\/7ampark_aussen_vogel-1536x1152.jpg 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">How we acquire properties<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tCapital investments, Real estate\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t\t\t  \t<\/div>\n\t\t  \t<div class=\"progess-bar\">\n\t\t  \t\t<div class=\"progressbar-inner\"><\/div>\n\t\t  \t<\/div>\n\t\t  \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What happens to your pension capital if you die? A beneficiary&#8217;s declaration lets you decide. The death of a loved one is a profound experience that can turn your life upside down. So that at least the financial consequences remain manageable, spouses, registered partners and designated cohabiting partners are entitled to a partner&#8217;s pension. Depending [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":12639,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"_acf_changed":false,"_angie_page":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","page_builder":"","footnotes":""},"categories":[76,30],"tags":[],"class_list":["post-20067","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-employee","category-non-categorizzato","post_format-post-format-image"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What to consider in terms of beneficiary arrangements - Asga Pensionskasse<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.asga.ch\/en\/blog\/what-to-consider-in-terms-of-beneficiary-arrangements\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to consider in terms of beneficiary arrangements - Asga Pensionskasse\" \/>\n<meta property=\"og:description\" content=\"What happens to your pension capital if you die? A beneficiary&#8217;s declaration lets you decide. The death of a loved one is a profound experience that can turn your life upside down. So that at least the financial consequences remain manageable, spouses, registered partners and designated cohabiting partners are entitled to a partner&#8217;s pension. 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A beneficiary&#8217;s declaration lets you decide. The death of a loved one is a profound experience that can turn your life upside down. So that at least the financial consequences remain manageable, spouses, registered partners and designated cohabiting partners are entitled to a partner&#8217;s pension. 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