{"id":58277,"date":"2026-01-22T12:31:46","date_gmt":"2026-01-22T11:31:46","guid":{"rendered":"https:\/\/www.asga.ch\/?page_id=58277"},"modified":"2026-06-01T06:17:54","modified_gmt":"2026-06-01T05:17:54","slug":"propriete-du-logement","status":"publish","type":"page","link":"https:\/\/www.asga.ch\/fr\/salaries\/propriete-du-logement\/","title":{"rendered":"Propri\u00e9t\u00e9 du logement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"58277\" class=\"elementor elementor-58277 elementor-56914\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4f7798c elementor-section-full_width row-with-no-padding-top content-breadcrumbs elementor-section-height-default elementor-section-height-default\" data-id=\"4f7798c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div 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class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Propri\u00e9t\u00e9 du logement<\/div><div class=\"elementor-slide-description\">Financement d\u2019un logement en propri\u00e9t\u00e9 par l\u2019interm\u00e9diaire d\u2019un versement anticip\u00e9 ou d\u2019une mise en gage du capital vieillesse <\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-219bc52 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"219bc52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-7d419b9\" data-id=\"7d419b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e4091a has-large-description-style elementor-widget elementor-widget-text-editor\" data-id=\"8e4091a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vous souhaitez r\u00e9aliser votre r\u00eave de devenir propri\u00e9taire en investissant votre capital vieillesse? Le versement anticip\u00e9 fait diminuer l\u2019avoir de vieillesse, tandis que la mise en gage ne fait pas automatiquement baisser les prestations de pr\u00e9voyance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d12e1e4 has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"d12e1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e9l\u00e9chargements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a0ab78 button-download elementor-widget elementor-widget-button\" data-id=\"9a0ab78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/fr\/antrag_vorbezug_wohneigentumsfoerderung_f-2-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demande de versement anticip\u00e9 de l\u2019avoir de vieillesse pour la propri\u00e9t\u00e9 du logement<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d30fe2 button-download elementor-widget elementor-widget-button\" data-id=\"5d30fe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/fr\/wohneigentumsfoerderung_f-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e9mento Encouragement \u00e0 la propri\u00e9t\u00e9 du logement au moyen de la pr\u00e9voyance professionnelle<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7bf91b7 content-sidebar-list-wrapper\" data-id=\"7bf91b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6d054f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6d054f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f43d37e content-download-list-inner\" data-id=\"f43d37e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d697fba elementor-widget elementor-widget-spacer\" data-id=\"d697fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfe74d3 elementor-widget elementor-widget-text-editor\" data-id=\"bfe74d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour toute question au sujet de l\u2019encouragement \u00e0 la propri\u00e9t\u00e9 du logement:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8890d has-large-description-style elementor-widget elementor-widget-heading\" data-id=\"6f8890d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">+41 71 228 52 52<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-173a6f9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"173a6f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-380102e\" data-id=\"380102e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f55597b has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"f55597b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Versement anticip\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bae128 elementor-widget elementor-widget-text-editor\" data-id=\"8bae128\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A la suite du versement anticip\u00e9, les prestations de pr\u00e9voyance en cas de vieillesse, d\u2019invalidit\u00e9 et de d\u00e9c\u00e8s sont r\u00e9duites. Il incombe aux personnes assur\u00e9es de d\u00e9terminer si la r\u00e9duction des prestations d\u2019assurance associ\u00e9e \u00e0 la baisse des co\u00fbts li\u00e9s au logement en propri\u00e9t\u00e9 est suffisante pour maintenir leur niveau de vie. La diminution de la couverture de l\u2019assurance de risque en cas d\u2019invalidit\u00e9 ou de d\u00e9c\u00e8s peut \u00eatre compens\u00e9e par la souscription d\u2019une assurance compl\u00e9mentaire aupr\u00e8s d\u2019une compagnie d\u2019assurance.<\/p><p>Le montant du capital disponible correspond, jusqu\u2019\u00e0 l\u2019\u00e2ge de 50\u00a0ans, \u00e0 l\u2019avoir de vieillesse au 31\u00a0d\u00e9cembre de l\u2019ann\u00e9e pr\u00e9c\u00e9dente et \u00e0 la prestation de libre passage apport\u00e9e pendant l\u2019ann\u00e9e en cours. Si la personne assur\u00e9e a plus de 50\u00a0ans, elle ne peut pr\u00e9tendre qu\u2019\u00e0 la prestation de libre passage qu\u2019elle aurait eue \u00e0 l\u2019\u00e2ge de 50\u00a0ans ou \u00e0 la moiti\u00e9 de la prestation de libre passage actuelle, si ce montant est sup\u00e9rieur.<\/p><p>Les fonds issus de la caisse de pension peuvent faire l\u2019objet d\u2019un versement anticip\u00e9 aux fins suivantes:<\/p><ul><li>Pour la construction ou l\u2019acquisition d\u2019un logement en propri\u00e9t\u00e9 occup\u00e9 de fa\u00e7on permanente par la personne assur\u00e9e. Cela comprend les maisons individuelles et les appartements en propri\u00e9t\u00e9, mais pas les maisons de vacances ni les r\u00e9sidences secondaires.<\/li><li>Pour l\u2019acquisition de parts d\u2019une coop\u00e9rative de construction ou d\u2019autres formes similaires de participations, si un logement cofinanc\u00e9 par ce biais est utilis\u00e9 par la personne assur\u00e9e.<\/li><li>Pour l\u2019amortissement d\u2019hypoth\u00e8ques sur un logement en propri\u00e9t\u00e9 destin\u00e9 \u00e0 un usage personnel.<\/li><li>Pour des r\u00e9novations ou transformations d\u2019un logement en propri\u00e9t\u00e9 destin\u00e9 \u00e0 un usage personnel.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0b85da5 elementor-section-full_width row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"0b85da5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7149b1a icon-box-with-text-50vw\" data-id=\"7149b1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5b30e04 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5b30e04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-63804a9 icon-box-with-text-50vw-inner\" data-id=\"63804a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-860c237 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"860c237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af73869 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"af73869\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Important<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b156f elementor-widget elementor-widget-text-editor\" data-id=\"56b156f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Les rachats des trois derni\u00e8res ann\u00e9es ne peuvent pas \u00eatre vers\u00e9s sous forme de capital.<\/li><li>Le versement anticip\u00e9 peut \u00eatre demand\u00e9 tous les cinq ans en tenant compte du montant minimum de CHF 20 000.00.<\/li><\/ul><ul><li>Si des versements anticip\u00e9s ont \u00e9t\u00e9 effectu\u00e9s au titre de l\u2019encouragement \u00e0 la propri\u00e9t\u00e9 du logement, des rachats facultatifs ne sont possibles que si les versements anticip\u00e9s sont rembours\u00e9s.<\/li><\/ul><p>Nous signalons le versement anticip\u00e9 directement \u00e0 l\u2019Administration f\u00e9d\u00e9rale des contributions.<\/p><p>Les personnes assur\u00e9es ont l\u2019obligation de nous rembourser le versement anticip\u00e9 si le logement en propri\u00e9t\u00e9 est vendu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-89320e6 icon-box-with-text-50vw\" data-id=\"89320e6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ba4ecba elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ba4ecba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3580840 icon-box-with-text-50vw-inner\" data-id=\"3580840\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9802462 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"9802462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-edit\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-129b7b7 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"129b7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proc\u00e9dure<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee35f0c elementor-widget elementor-widget-text-editor\" data-id=\"ee35f0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Remettez-nous <a href=\"https:\/\/www.asga.ch\/wp-content\/uploads\/downloads\/formulare\/formulare-f\/antrag_vorbezug_wohneigentumsfoerderung_f-1.pdf\" target=\"_blank\" rel=\"noopener\">le formulaire de demande<\/a> avec tous les documents n\u00e9cessaires.<\/li><li>Apr\u00e8s l\u2019examen de votre demande et en cas de d\u00e9cision positive, vous recevez une restriction du droit d\u2019ali\u00e9ner (dans le cas d\u2019un logement en propri\u00e9t\u00e9 situ\u00e9 en Suisse) pour signature. L\u2019Asga facture une redevance conform\u00e9ment au r\u00e8glement relatif aux frais.<\/li><li>Une fois le versement effectu\u00e9, l\u2019Asga fait inscrire au registre foncier une restriction du droit d\u2019ali\u00e9ner sur votre propri\u00e9t\u00e9 (dans le cas d\u2019un logement en propri\u00e9t\u00e9 situ\u00e9 en Suisse).<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-31fd5a2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"31fd5a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a613def\" data-id=\"a613def\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e90c92f has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"e90c92f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mise en gage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-836cb59 elementor-widget elementor-widget-text-editor\" data-id=\"836cb59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La personne assur\u00e9e peut mettre en gage le droit aux prestations de pr\u00e9voyance ou un montant \u00e0 concurrence de la prestation de libre passage pour acqu\u00e9rir un logement en propri\u00e9t\u00e9. En cas de mise en gage, la protection de pr\u00e9voyance ne sera pas r\u00e9duite, \u00e0 moins qu\u2019une r\u00e9alisation du gage ne doive \u00eatre effectu\u00e9e. De m\u00eame, la mise en gage n\u2019est li\u00e9e \u00e0 aucune obligation fiscale, hormis en cas d\u2019une \u00e9ventuelle r\u00e9alisation du gage.<\/p><p>Le montant du capital disponible correspond, jusqu\u2019\u00e0 l\u2019\u00e2ge de 50\u00a0ans, \u00e0 l\u2019avoir de vieillesse au 31\u00a0d\u00e9cembre de l\u2019ann\u00e9e pr\u00e9c\u00e9dente et \u00e0 la prestation de libre passage apport\u00e9e pendant l\u2019ann\u00e9e en cours. Si la personne assur\u00e9e a plus de 50\u00a0ans, elle ne peut pr\u00e9tendre qu\u2019\u00e0 la prestation de libre passage qu\u2019elle aurait eue \u00e0 l\u2019\u00e2ge de 50\u00a0ans ou \u00e0 la moiti\u00e9 de la prestation de libre passage actuelle, si ce montant est sup\u00e9rieur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c64faa3 elementor-section-full_width row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"c64faa3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9779821 icon-box-with-text-50vw\" data-id=\"9779821\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e7b405 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7e7b405\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0afe57c icon-box-with-text-50vw-inner\" data-id=\"0afe57c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-261830a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"261830a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-942bcd7 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"942bcd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Important<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e5464 elementor-widget elementor-widget-text-editor\" data-id=\"94e5464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les fonds issus de la caisse de pension peuvent faire l\u2019objet d\u2019une mise en gage aux fins suivantes:<\/p><p>Pour la construction ou l\u2019acquisition d\u2019un logement en propri\u00e9t\u00e9 occup\u00e9 de fa\u00e7on permanente par la personne assur\u00e9e. Cela comprend les maisons individuelles et les appartements en propri\u00e9t\u00e9, mais pas les maisons de vacances ni les r\u00e9sidences secondaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-746222e icon-box-with-text-50vw\" data-id=\"746222e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-668e650 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"668e650\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6e14b8f icon-box-with-text-50vw-inner\" data-id=\"6e14b8f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f57ba1f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f57ba1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-edit\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdbdcca has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"cdbdcca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proc\u00e9dure<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89d7696 elementor-widget elementor-widget-text-editor\" data-id=\"89d7696\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Veuillez nous remettre les documents suivants: contrat de gage de la banque, contrat de vente ou extrait du registre foncier.<\/li><li>Nous vous facturons une redevance de CHF\u00a0200.00.<\/li><li>Nous confirmons l\u2019inscription de la mise en gage aupr\u00e8s de la banque charg\u00e9e du financement.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e69e8e1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e69e8e1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7ae9c3\" data-id=\"c7ae9c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8747474 has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"8747474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Remboursement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4f307 elementor-widget elementor-widget-text-editor\" data-id=\"7e4f307\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vous pr\u00e9voyez de rembourser en partie ou en totalit\u00e9 votre versement anticip\u00e9 pour l\u2019acquisition d\u2019un logement? Si c\u2019est le cas, veuillez nous contacter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f35baf5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f35baf5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba3ef6d\" data-id=\"ba3ef6d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39b5e6e has-large-title-style elementor-widget elementor-widget-heading\" data-id=\"39b5e6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9galement int\u00e9ressant<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b108b1 elementor-widget elementor-widget-blog-post-carousel\" data-id=\"0b108b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blog-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"post-items blog-post-carousel\">\n\t\t  \t\n\t\t  \t<article class=\"post-20311 post type-post status-publish format-image has-post-thumbnail hentry category-employeur category-salarie post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/fr\/blog\/une-cooperative-par-conviction\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/fr\/blog\/une-cooperative-par-conviction\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Une coop\u00e9rative par conviction\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Une coop\u00e9rative par conviction<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployeur, Salari\u00e9\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20254 post type-post status-publish format-image has-post-thumbnail hentry category-employeur post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/fr\/blog\/asgaonline-pour-une-gestion-simple-et-efficace-de-la-lpp-au-sein-de-votre-entreprise\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/fr\/blog\/asgaonline-pour-une-gestion-simple-et-efficace-de-la-lpp-au-sein-de-votre-entreprise\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"AsgaOnline: pour une gestion simple et efficace de la LPP au sein de votre entreprise\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1536x1025.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">AsgaOnline: pour une gestion simple et efficace de la LPP au sein de votre entreprise<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployeur\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20057 post type-post status-publish format-image has-post-thumbnail hentry category-employeur category-produkte post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/fr\/blog\/lexperience-du-partenariat-social-notre-solution-dassociation\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/fr\/blog\/lexperience-du-partenariat-social-notre-solution-dassociation\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"L\u2019exp\u00e9rience du partenariat social: notre solution d\u2019association\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">L\u2019exp\u00e9rience du partenariat social: notre solution d\u2019association<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployeur, Produkte\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20014 post type-post status-publish format-image has-post-thumbnail hentry category-employeur category-salarie post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/fr\/blog\/engagement-pour-lequilibre-nos-mesures-pour-un-2eme-pilier-sain-a-long-terme\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/fr\/blog\/engagement-pour-lequilibre-nos-mesures-pour-un-2eme-pilier-sain-a-long-terme\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1707\" height=\"2560\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Engagement pour l\u2019\u00e9quilibre: nos mesures pour un 2\u00e8me pilier sain \u00e0 long terme\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg 1707w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-200x300.jpg 200w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-683x1024.jpg 683w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-768x1152.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1024x1536.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1365x2048.jpg 1365w\" sizes=\"(max-width: 1707px) 100vw, 1707px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Engagement pour l\u2019\u00e9quilibre: nos mesures pour un 2\u00e8me pilier sain \u00e0 long terme<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tEmployeur, Salari\u00e9\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t\t\t  \t<\/div>\n\t\t  \t<div class=\"progess-bar\">\n\t\t  \t\t<div class=\"progressbar-inner\"><\/div>\n\t\t  \t<\/div>\n\t\t  \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Propri\u00e9t\u00e9 du logementFinancement d\u2019un logement en propri\u00e9t\u00e9 par l\u2019interm\u00e9diaire d\u2019un versement anticip\u00e9 ou d\u2019une mise en gage du capital vieillesse Vous souhaitez r\u00e9aliser votre r\u00eave de devenir propri\u00e9taire en investissant votre capital vieillesse? Le versement anticip\u00e9 fait diminuer l\u2019avoir de vieillesse, tandis que la mise en gage ne fait pas automatiquement baisser les prestations de [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":58217,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_angie_page":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"20194,20014,20336,20311,34709,20080","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-58277","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Propri\u00e9t\u00e9 du logement - 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