{"id":58477,"date":"2026-01-23T13:10:09","date_gmt":"2026-01-23T12:10:09","guid":{"rendered":"https:\/\/www.asga.ch\/?page_id=58477"},"modified":"2026-06-01T06:16:43","modified_gmt":"2026-06-01T05:16:43","slug":"proprieta-dabitazioni","status":"publish","type":"page","link":"https:\/\/www.asga.ch\/it\/dipendenti\/proprieta-dabitazioni\/","title":{"rendered":"Propriet\u00e0 d\u2019abitazioni"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"58477\" class=\"elementor elementor-58477 elementor-56914\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4f7798c elementor-section-full_width row-with-no-padding-top content-breadcrumbs elementor-section-height-default elementor-section-height-default\" data-id=\"4f7798c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div 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data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slider\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-6cc20cf swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"Hand mit Schl\u00fcsseln\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Propriet\u00e0 d\u2019abitazioni<\/div><div class=\"elementor-slide-description\">Finanziamento dell\u2019abitazione di propriet\u00e0 mediante prelievo anticipato o costituzione in pegno del capitale di vecchiaia <\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-219bc52 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"219bc52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-7d419b9\" data-id=\"7d419b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e4091a has-large-description-style elementor-widget elementor-widget-text-editor\" data-id=\"8e4091a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Volete realizzare il sogno di acquistare un\u2019abitazione di propriet\u00e0 e, per farlo, volete impiegare il vostro capitale di vecchiaia? Un prelievo anticipato riduce l\u2019avere di vecchiaia, mentre una costituzione in pegno non riduce immediatamente le prestazioni di previdenza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d12e1e4 has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"d12e1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Download<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a0ab78 button-download elementor-widget elementor-widget-button\" data-id=\"9a0ab78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/it\/antrag_vorbezug_wohneigentumsfoerderung_i-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Richiesta di prelievo anticipato dell\u2019avere di vecchiaia per la propriet\u00e0 d\u2019abitazioni<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d30fe2 button-download elementor-widget elementor-widget-button\" data-id=\"5d30fe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.asga.ch\/it\/wohneigentumsfoerderung_i-2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Scheda tecnica Promozione della propriet\u00e0 d\u2019abitazioni mediante i fondi della previdenza professionale<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7bf91b7 content-sidebar-list-wrapper\" data-id=\"7bf91b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6d054f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6d054f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f43d37e content-download-list-inner\" data-id=\"f43d37e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d697fba elementor-widget elementor-widget-spacer\" data-id=\"d697fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfe74d3 elementor-widget elementor-widget-text-editor\" data-id=\"bfe74d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In caso di domande sulla promozione della propriet\u00e0 d\u2019abitazioni:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8890d has-large-description-style elementor-widget elementor-widget-heading\" data-id=\"6f8890d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">+41 71 228 52 52<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-173a6f9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"173a6f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-380102e\" data-id=\"380102e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f55597b has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"f55597b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prelievo anticipato<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bae128 elementor-widget elementor-widget-text-editor\" data-id=\"8bae128\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il prelievo anticipato comporta una riduzione delle prestazioni previdenziali di vecchiaia, invalidit\u00e0 e decesso. \u00c8 compito delle persone assicurate chiarire se le prestazioni assicurative ridotte, unitamente ai costi ridotti per l\u2019abitazione di propriet\u00e0, siano sufficienti a mantenere un adeguato tenore di vita. La perdita della protezione dei rischi invalidit\u00e0 e decesso pu\u00f2 essere compensata stipulando un\u2019assicurazione complementare presso una compagnia d\u2019assicurazioni.<\/p><p>L\u2019ammontare del capitale disponibile corrisponde fino all\u2019et\u00e0 di 50 anni all\u2019avere di vecchiaia al 31 dicembre dell\u2019anno precedente e alla prestazione di libero passaggio trasferita durante l\u2019anno in corso. Se la persona assicurata ha pi\u00f9 di 50 anni, ha diritto al massimo alla prestazione di libero passaggio che avrebbe ricevuto all\u2019et\u00e0 di 50 anni oppure alla met\u00e0 dell\u2019attuale prestazione di libero passaggio, qualora tale importo dovesse essere superiore.<\/p><p>I fondi della cassa pensione possono essere prelevati per gli scopi seguenti:<\/p><ul><li>Per la costruzione o l\u2019acquisto di un\u2019abitazione di propriet\u00e0, a condizione che la persona assicurata ci abiti in modo permanente. Sono comprese le case unifamiliari o gli appartamenti, ma non le case di vacanza o le seconde case.<\/li><li>Per l\u2019acquisto di quote di partecipazione a una cooperativa di costruzione di abitazioni o partecipazioni simili, se l\u2019abitazione co-finanziata \u00e8 destinata a uso proprio.<\/li><li>Per l\u2019ammortamento di ipoteche sull\u2019abitazione di propriet\u00e0 a uso proprio<\/li><li>Per il rinnovamento o la ristrutturazione dell\u2019abitazione di propriet\u00e0 a uso proprio.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0b85da5 elementor-section-full_width row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"0b85da5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7149b1a icon-box-with-text-50vw\" data-id=\"7149b1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5b30e04 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5b30e04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-63804a9 icon-box-with-text-50vw-inner\" data-id=\"63804a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-860c237 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"860c237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af73869 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"af73869\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Informazioni importanti<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b156f elementor-widget elementor-widget-text-editor\" data-id=\"56b156f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>I riscatti degli ultimi 3\u00a0anni non possono essere prelevati sotto forma di capitale.<\/li><li>\u00c8 possibile far valere il diritto al prelievo anticipato ogni cinque anni tenendo conto dell\u2019importo minimo di CHF\u00a020\u00a0000.<\/li><li>Se sono stati effettuati dei prelievi anticipati per la promozione della propriet\u00e0 d\u2019abitazioni, \u00e8 possibile effettuare riscatti volontari solo se i prelievi anticipati sono stati restituiti.<\/li><\/ul><p>Notifichiamo il prelievo anticipato direttamente all\u2019Amministrazione federale delle contribuzioni.<\/p><p>Le persone assicurate hanno l\u2019obbligo di rimborsarci il prelievo anticipato in caso di vendita dell\u2019abitazione di propriet\u00e0.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-89320e6 icon-box-with-text-50vw\" data-id=\"89320e6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ba4ecba elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ba4ecba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3580840 icon-box-with-text-50vw-inner\" data-id=\"3580840\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9802462 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"9802462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-edit\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-129b7b7 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"129b7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Procedura<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee35f0c elementor-widget elementor-widget-text-editor\" data-id=\"ee35f0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Inviateci il <a href=\"https:\/\/www.asga.ch\/wp-content\/uploads\/downloads\/formulare\/formulare-i\/antrag_vorbezug_wohneigentumsfoerderung_i.pdf\" target=\"_blank\" rel=\"noopener\">modulo di richiesta<\/a> con tutti i documenti necessari.<\/li><li>Una volta verificata la vostra richiesta, in caso di decisione favorevole riceverete una restrizione del diritto d\u2019alienazione (se l\u2019abitazione di propriet\u00e0 si trova in Svizzera) da firmare. L\u2019Asga fattura una tassa conformemente al regolamento delle spese.<\/li><li>Una volta effettuato il versamento, l\u2019Asga far\u00e0 iscrivere nel registro fondiario una restrizione del diritto d\u2019alienazione sul vostro immobile (se l\u2019abitazione di propriet\u00e0 si trova in Svizzera).<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-31fd5a2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"31fd5a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a613def\" data-id=\"a613def\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e90c92f has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"e90c92f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Costituzione in pegno<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-836cb59 elementor-widget elementor-widget-text-editor\" data-id=\"836cb59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Per l\u2019acquisto di un\u2019abitazione di propriet\u00e0, la persona assicurata pu\u00f2 costituire in pegno il diritto alle prestazioni di previdenza o un importo fino all\u2019ammontare della prestazione di libero passaggio. La copertura previdenziale non viene intaccata dalla costituzione in pegno, a meno che non il pegno non debba essere realizzato. Parimenti, la costituzione in pegno non comporta alcun obbligo fiscale, tranne nel caso di un\u2019eventuale realizzazione del pegno.<\/p><p>L\u2019ammontare del capitale disponibile corrisponde fino all\u2019et\u00e0 di 50 anni all\u2019avere di vecchiaia al 31 dicembre dell\u2019anno precedente e alla prestazione di libero passaggio trasferita durante l\u2019anno in corso. Se la persona assicurata ha pi\u00f9 di 50 anni ha diritto al massimo alla prestazione di libero passaggio che avrebbe ricevuto all\u2019et\u00e0 di 50 anni oppure la met\u00e0 dell\u2019attuale prestazione di libero passaggio, qualora tale importo dovesse essere superiore.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c64faa3 elementor-section-full_width row-with-no-padding-top elementor-section-height-default elementor-section-height-default\" data-id=\"c64faa3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9779821 icon-box-with-text-50vw\" data-id=\"9779821\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e7b405 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7e7b405\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0afe57c icon-box-with-text-50vw-inner\" data-id=\"0afe57c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-261830a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"261830a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-lightbulb\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-942bcd7 has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"942bcd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Informazioni importanti<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e5464 elementor-widget elementor-widget-text-editor\" data-id=\"94e5464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>I fondi della cassa pensione possono essere costituiti in pegno per gli scopi seguenti:<\/p><p>Per la costruzione o l\u2019acquisto di un\u2019abitazione di propriet\u00e0, a condizione che la persona assicurata ci abiti in modo permanente. Sono comprese le case unifamiliari o gli appartamenti, ma non le case di vacanza o le seconde case.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-746222e icon-box-with-text-50vw\" data-id=\"746222e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-668e650 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"668e650\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6e14b8f icon-box-with-text-50vw-inner\" data-id=\"6e14b8f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f57ba1f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f57ba1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-edit\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdbdcca has-small-title-style elementor-widget elementor-widget-heading\" data-id=\"cdbdcca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Procedura<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89d7696 elementor-widget elementor-widget-text-editor\" data-id=\"89d7696\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Inviateci i seguenti documenti: contratto di pegno della banca, contratto di compravendita o estratto del registro fondiario.<\/li><li>Fattureremo una tassa di CHF 200.<\/li><li>Confermiamo l\u2019iscrizione della costituzione in pegno alla banca di finanziamento.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e69e8e1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e69e8e1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7ae9c3\" data-id=\"c7ae9c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8747474 has-medium-title-style elementor-widget elementor-widget-heading\" data-id=\"8747474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rimborso<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4f307 elementor-widget elementor-widget-text-editor\" data-id=\"7e4f307\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Avete in programma di rimborsare interamente o parzialmente l\u2019importo prelevato per acquistare un\u2019abitazione di propriet\u00e0? In caso di domande, mettetevi in <u>contatto<\/u> con noi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f35baf5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f35baf5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba3ef6d\" data-id=\"ba3ef6d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39b5e6e has-large-title-style elementor-widget elementor-widget-heading\" data-id=\"39b5e6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Altri informazioni interessanti<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b108b1 elementor-widget elementor-widget-blog-post-carousel\" data-id=\"0b108b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blog-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"post-items blog-post-carousel\">\n\t\t  \t\n\t\t  \t<article class=\"post-20301 post type-post status-publish format-image has-post-thumbnail hentry category-datori-di-lavoro category-dipendenti post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/it\/blog\/una-cooperativa-per-convinzione\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/it\/blog\/una-cooperativa-per-convinzione\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Una cooperativa per convinzione\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_007-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Una cooperativa per convinzione<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tDatori di lavoro, Dipendenti\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20259 post type-post status-publish format-image has-post-thumbnail hentry category-datori-di-lavoro post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/it\/blog\/asgaonline-come-gestire-la-lpp-nella-vostra-azienda-in-modo-pratico-e-semplice\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/it\/blog\/asgaonline-come-gestire-la-lpp-nella-vostra-azienda-in-modo-pratico-e-semplice\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"AsgaOnline: come gestire la LPP nella vostra azienda in modo pratico e semplice\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-1536x1025.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/asgaonline-7-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">AsgaOnline: come gestire la LPP nella vostra azienda in modo pratico e semplice<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tDatori di lavoro\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20062 post type-post status-publish format-image has-post-thumbnail hentry category-datori-di-lavoro category-produkte post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/it\/blog\/collaborazione-fattiva-con-le-parti-sociali-la-nostra-soluzione-per-associazioni\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/it\/blog\/collaborazione-fattiva-con-le-parti-sociali-la-nostra-soluzione-per-associazioni\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Collaborazione fattiva con le parti sociali: la nostra soluzione per associazioni\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-scaled.jpg 2560w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-300x200.jpg 300w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-1024x683.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-768x512.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-1536x1024.jpg 1536w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/stockbilder\/verbandsloesung-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Collaborazione fattiva con le parti sociali: la nostra soluzione per associazioni<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tDatori di lavoro, Produkte\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t<article class=\"post-20009 post type-post status-publish format-image has-post-thumbnail hentry category-datori-di-lavoro category-dipendenti post_format-post-format-image post-single-item\" >\t\n\n\t\t\t\t<a href=\"https:\/\/www.asga.ch\/it\/blog\/alla-ricerca-dellequilibrio-le-nostre-misure-per-un-2-pilastro-solido-a-lungo-termine\/\" class=\"post-link\">\n\t\t\t\t\t\n\t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.asga.ch\/it\/blog\/alla-ricerca-dellequilibrio-le-nostre-misure-per-un-2-pilastro-solido-a-lungo-termine\/\" aria-hidden=\"true\" tabindex=\"-1\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1707\" height=\"2560\" src=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Alla ricerca dell\u2019equilibrio: le nostre misure per un 2\u00b0 pilastro solido a lungo termine\" srcset=\"https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-scaled.jpg 1707w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-200x300.jpg 200w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-683x1024.jpg 683w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-768x1152.jpg 768w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1024x1536.jpg 1024w, https:\/\/www.asga.ch\/wp-content\/uploads\/bilder\/imagekampagne\/asga_keyvisuals_2021_001-1365x2048.jpg 1365w\" sizes=\"(max-width: 1707px) 100vw, 1707px\" \/>\t\t\t<\/a>\n\n\t\t\t\t\t  \t\t\t<div class=\"post-infos\">\n\t\t  \t\t\t\t<h3 class=\"has-small-title-style\">Alla ricerca dell\u2019equilibrio: le nostre misure per un 2\u00b0 pilastro solido a lungo termine<\/h3>\n\t\t\t  \t\t\t<p>\n\t\t\t        \t\tDatori di lavoro, Dipendenti\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/p>\n\t\t  \t\t\t<\/div>\n\t\t  \t\t<\/a>\n\n\t\t  \t\t<\/article>\n\n\t\t\t\t\t  \t<\/div>\n\t\t  \t<div class=\"progess-bar\">\n\t\t  \t\t<div class=\"progressbar-inner\"><\/div>\n\t\t  \t<\/div>\n\t\t  \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Propriet\u00e0 d\u2019abitazioniFinanziamento dell\u2019abitazione di propriet\u00e0 mediante prelievo anticipato o costituzione in pegno del capitale di vecchiaia Volete realizzare il sogno di acquistare un\u2019abitazione di propriet\u00e0 e, per farlo, volete impiegare il vostro capitale di vecchiaia? Un prelievo anticipato riduce l\u2019avere di vecchiaia, mentre una costituzione in pegno non riduce immediatamente le prestazioni di previdenza. Download [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":58410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_angie_page":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"20120,20200,20236,20092,20259,20341","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-58477","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Propriet\u00e0 d\u2019abitazioni - Asga Pensionskasse<\/title>\n<meta name=\"description\" content=\"Finanziamento dell\u2019abitazione di propriet\u00e0 mediante prelievo anticipato o costituzione in pegno del capitale di vecchiaia\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.asga.ch\/it\/dipendenti\/proprieta-dabitazioni\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Propriet\u00e0 d\u2019abitazioni - 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