Extra-mandatory pension benefits
Individual addition to occupational benefits
Extra-mandatory pension benefits
Are you looking for an individual pension solution for your employees with a salary above BVG/LPP mandatory coverage – enabling you to position yourself as a responsible employer? Or are you being bombarded with questions about the new IAS 19 rules for listed companies?
We can provide you with a customised package as well as coordinate retirement benefits and risk cover with your mandatory occupational benefits solution.
Personal responsibility and an individual investment strategy are important to you. With the individual solution, you can determine your risk capacity yourself and choose from four asset-allocation options for your retirement assets.
The individual solution means you have your own pension fund with its own individual funded status. You decide how you want excess returns to be used, enabling you to play a proactive role in shaping extra-mandatory benefits and set new priorities every year. This sophisticated insurance model is suited to companies with qualified investment expertise or a portfolio of more than 20 insureds.
With Asga Pensionskasse, your savings capital is invested in a pool with that of other companies. You enjoy all the benefits of a uniform investment strategy as well as professional asset management.
Thanks to the very high volume of investment with Asga Pensionskasse, you benefit indirectly from general economies of scale, but also from access to special investment vehicles. That way you can capitalise on opportunities to generate above-average returns, with minimal capital market risks.
Individual solution at a glance
- You decide the investment strategy and the way in which the investment performance is used and therefore retain maximum independence.
- As a standalone pension fund, you only bear the investment risks of your own members. That means you avoid any solidarity payments to other pension funds.
- Our simple, transparent reporting helps you make the right decisions on time and thus generate an even better investment performance.
- Our electronic reporting and information tool lets you decide when to notify us of any changes.
- You can get in touch with your personal point of contact – someone who knows you and is familiar with your pensions situation – at any time.
Group solution at a glance
- The opportunity to generate above-average returnson savings capital means you also increase the prospect of superior retirement benefits.
- By fully delegating investment responsibility, you can devote more time to your core business.
- Our simple, transparent and efficient administration processes will save you time and stress.
- Our electronic reporting and information tool lets you decide when to report changes.
- You can get in touch with your personal point of contact – someone who knows you and is familiar with your pensions situation – at any time.
- That way you benefit from the scale and expertise of a professional investor.
- By choosing the group solution, you benefit from an all-round carefree package.
