Employees

Employees

Select the area that interests you below. There you will find out what you need to consider, how everything works, and much more.

Entry and termination
Procedure when starting a job, changing jobs, interrupting employment, or emigrating
Family, marriage, and partnership
Designation/appointment of beneficiary in the event of death
Home ownership
Financing home ownership through early withdrawal or pledging of retirement capital
Purchase into the pension fund
Increase your retirement capital, close pension gaps, and save on taxes
Unpaid leave
How you can structure your insurance coverage
Divorce
Division in the event of divorce or dissolution of a registered partnership
Voluntary continued insurance
Risk insurance and pension scheme despite job loss
Retirement
Ordinary, early, partial, or deferred retirement – pension or lump-sum withdrawal
Illness and disability
Exemption from contributions in the event of prolonged incapacity for work
Death
Reporting a death and reviewing survivors’ benefits

Insurance certificate

What actually is the “insured salary” and what precisely does the “estimated retirement lump-sum capital” consist of? Here you will find the answers to key questions.